Thomas Higgins Limited
Probate Solicitors
Thomas Higgins Limited
Lloyds Chambers, Wallasey
# Thomas Higgins Limited
Thomas Higgins Limited is a debt collection and recovery firm based in Wallasey that specialises in helping UK businesses recover outstanding commercial debts. The company operates under the Late Payment of Commercial Debts Act 1998, enabling clients to reclaim all costs and court fees upon successful recovery—often at no upfront expense.
The firm serves businesses across multiple sectors, from design agencies to motor vehicle manufacturers and steel industry companies, offering a refreshingly transparent approach to debt recovery. Unlike traditional collection agencies, Thomas Higgins charges no setup fees, retainers, commissions, or percentage charges, eliminating hidden costs entirely.
What distinguishes Thomas Higgins is its commitment to client control and transparency. Clients make informed decisions at each recovery stage, preventing wasteful spending on cases unlikely to succeed. Their free secure online portal provides real-time case updates, status monitoring, and instant access to information—updates appear within seconds of being entered by staff.
The company also identifies overlooked opportunities for clients, highlighting instances where compensation and additional interest can be claimed even on fully paid invoices when payment arrived late. Their mobile app for iOS and Android extends this control further, allowing clients to manage cases and access information on the go.
With founding roots in the UK steel industry and over 25 years of experience, Thomas Higgins has evolved into a trusted European partner, combining industry expertise with modern digital innovation to streamline debt recovery.
Thomas Higgins Limited is a debt collection and recovery firm based in Wallasey that specialises in helping UK businesses recover outstanding commercial debts. The company operates under the Late Payment of Commercial Debts Act 1998, enabling clients to reclaim all costs and court fees upon successful recovery—often at no upfront expense.
The firm serves businesses across multiple sectors, from design agencies to motor vehicle manufacturers and steel industry companies, offering a refreshingly transparent approach to debt recovery. Unlike traditional collection agencies, Thomas Higgins charges no setup fees, retainers, commissions, or percentage charges, eliminating hidden costs entirely.
What distinguishes Thomas Higgins is its commitment to client control and transparency. Clients make informed decisions at each recovery stage, preventing wasteful spending on cases unlikely to succeed. Their free secure online portal provides real-time case updates, status monitoring, and instant access to information—updates appear within seconds of being entered by staff.
The company also identifies overlooked opportunities for clients, highlighting instances where compensation and additional interest can be claimed even on fully paid invoices when payment arrived late. Their mobile app for iOS and Android extends this control further, allowing clients to manage cases and access information on the go.
With founding roots in the UK steel industry and over 25 years of experience, Thomas Higgins has evolved into a trusted European partner, combining industry expertise with modern digital innovation to streamline debt recovery.
Services offered
County court proceedingsCommercial debt recoveryCompensation claims for late paymentOnline case managementReal-time case monitoringMobile app accessDebt comparison calculatorFree consultation and assessment