# Equity Legal - Business Description

Equity Legal, based in Knutsford, specialises in combining equity release advice with complimentary legal protection for retired homeowners. Founded by Shaun Dalton, who brings over 50 years' experience in financial and legal services, the firm offers a distinctive model where clients receive high-quality legal documents at no cost when proceeding with equity release through their authorised partner network.

The business serves retired homeowners seeking to unlock property wealth whilst safeguarding their assets and family interests. This includes those with existing equity release schemes who wish to switch to more competitive options.

What sets Equity Legal apart is their bundled offering: clients receive free Lasting Powers of Attorney for property, finances, and health & welfare, plus property equity protection will trusts—services that competitors typically charge £2,000 or significantly more for separately. The firm earns professional introduction fees from equity release providers rather than charging clients directly, meaning setup costs remain unchanged whether clients deal with Equity Legal or directly with advisers.

The business particularly emphasises the critical importance of Financial LPAs for draw-down equity release schemes, highlighting how frozen accounts can occur without proper legal safeguards if mental capacity is lost. Equity Legal addresses broader retirement planning concerns including long-term care costs, probate administration, and estate protection strategies. Their founder's extensive qualifications in equity release, mortgages, taxation, and trusts underpin the comprehensive guidance provided to clients navigating complex financial and legal decisions in retirement.