# Xwills.com

Xwills is a specialist estate planning firm based in London serving homeowners across England and Wales. They provide professionally drafted legal documents designed to protect property, minimise care fee exposure and secure family legacies through remote consultation.

The firm specialises in Property Protection Trust Wills—a sophisticated solution allowing couples to sever joint property ownership so only the surviving spouse's share counts towards care fee assessments, effectively ringfencing half the home's value for children. This addresses a critical gap in traditional estate planning that leaves many homeowners vulnerable to depleted inheritances through long-term care costs.

Xwills also tackles "sideways disinheritance"—the risk that a surviving spouse's remarriage redirects children's inheritance to a new family—using life interest trusts to guarantee children remain ultimate beneficiaries.

What sets them apart is their focus on Lasting Powers of Attorney compliance ahead of 2026 OPG rejection risks, combined with plain-English explanations of complex trust structures. They've earned a 4.8/5 Trustpilot rating with clients praising their professionalism, accessibility and responsiveness compared to traditional solicitors. Their remote service model makes specialist protection available nationwide without the premium fees of high-street law firms.

Registered with the Society of Will Writers, AML compliant, and rated Excellent, Xwills delivers institutional credibility with accessible pricing and modern convenience.